About

We build the layer above the networks

LumosCore is multichain Web3 infrastructure: one interface for trading, liquidity, token issuance and cross-chain transfers — with custody left entirely to you.

Why we built it

The first generation of crypto infrastructure made digital assets accessible through centralised exchanges. Create an account, deposit assets, trade through one interface. It solved the usability problem and introduced a different one: the exchange held the keys. Its security, its solvency and its decisions became yours to live with.

Decentralised finance answered that. People could interact with markets directly from their own wallets, and the private key stayed where it belonged. But as ecosystems multiplied, the answer fragmented: one application for trading, another for liquidity, another for bridging, another for each chain — different wallets, different explorers, different mental models, the same task re-learned in every one.

Self-custody solved the custody problem. It did not solve the fragmentation problem. That gap is what LumosCore exists to close.

The simplicity of a unified platform, with the control of self-custody.

What we believe

  • Unify the interface, never the custody. Consolidation belongs at the point of presentation. Value stays in the accounts that already hold it.
  • Hold nothing in transit. No feature we ship should require us to take temporary possession of anyone's funds. It is what bounds the damage when something fails.
  • Meet each network on its own terms. Chains genuinely differ. Flattening them to a common denominator produces something that is wrong everywhere.
  • State costs and assumptions before the signature. Every fee, and every security assumption a person is being asked to accept, shown before they sign and verifiable on-chain afterwards.

The consequence we accept willingly: we cannot move your funds, reverse your transaction or recover your key. Neither can anyone else — and that is the point.

What we run

LumosCore has been live on Stellar mainnet since 1 August 2026. Everything below is in production.

How we make money

Openly, and on-chain. We charge 0.2% on a swap or a cross-chain transfer, halved to 0.1% for holders of 250,000 LUMOS or more — and LUMOS held inside a liquidity pool counts toward that threshold, so providing liquidity never costs you the discount. Limit orders are free, because an order that may never fill should not carry a fee.

Beyond that: a flat $25 to issue a token, and $250 for a curated listing, refunded in full if the listing is declined. Every fee is shown before you sign and settles to a published address that anyone can audit. The full breakdown is in the docs.

The model scales with usage rather than headcount. Serving another network adds a data layer, not an operations team.

The company

Legal entity
LumosCore OÜ
Registered in
Estonia
Registry number
17336483
Custody model
Non-custodial We hold no keys, no customer balances and no bridged value.
Live since
1 August 2026, on Stellar mainnet
Contact
Support Partnerships, listings and press all reach us the same way.

Team

Raza Rizvi

Founder & Chief Executive Officer

LinkedIn ↗ X ↗

Abeeha Zaidi

Co-founder & Chief Marketing Officer

LinkedIn ↗ X ↗

Read further

The whitepaper sets out the argument in full, and the documentation covers how everything works in practice.

ESC

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